What it means
A discount on your premium for years without making a claim. Mostly used in motor insurance.
Insurance
No-claims Discount
Also: NCDA discount on your premium for years without making a claim. Mostly used in motor insurance.
CategoryInsurance
Pro tip inside1 quick win
What “No-claims Discount” really means
The meaning, how it works in the UAE, and why it matters to your money.
How it works in the UAE
Insurers reward claim-free years with a discount on your motor premium, often growing each year you don't claim.
Why it matters
It can save a lot over time, so small claims may not be worth making.
PRO TIPAsk your new insurer to honour your no-claims history when you switch.
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Read more about No-claims Discount
Guides that use this term — and a tool to put it into practice.
