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The smarter way to choose your Credit Cardin the United Arab Emirates.

Gulf Policy Souq brings credit cards, loans, bank accounts and insurance from across the UAE into one calm, clear marketplace – so you compare honestly, choose confidently and save more.

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  • 100% free to compare
  • No hidden fees
  • Instant results
Cashback CardsTravel & MilesPersonal LoansCar LoansHome LoansBusiness AccountsMotor InsuranceHealth InsuranceGold RatesCurrency Converter
Everything in one souq

Six marketplaces. One clear view.

Every category is built around the questions UAE residents actually ask – fees, minimum salary, rates, rewards and cover.

Credit Cards

Cashback, travel, dining, fuel and lifestyle cards – compare annual fees, salary limits and rewards.

Explore cards

Personal Loans

Flat vs reducing rates explained.

Compare

Car Loans

New & used vehicle finance.

Compare

Bank Accounts

Current, savings and business accounts – minimum balance, fees and digital features compared.

Open the guide

Home Loans

Mortgages for residents & expats – compare rates, down payment and tenure.

Compare

Insurance

Motor, health, life, home, travel and business cover.

  • Motor
  • Health
  • Travel
  • Home
See cover
30-second finder

Tell us three things. We'll point the way.

No sign-up, no personal data stored. Just a quick nudge towards the right category for you.

  1. 1Your goal
  2. 2Monthly salary
  3. 3What matters most

What are you looking for?

Your monthly salary (AED)

8,000
3K30K60K+

What matters most?

Your starting point

Cashback credit cards

See matches

Gulf Policy Souq in numbers

0Product categories
0Emirates covered
0Free calculators & tools
0Cost to compare
Quick EMI estimate

See your monthly payment before you apply.

Slide the amount, rate and tenure. The donut shows how much of what you repay is principal versus interest (reducing-balance method).

Open full EMI calculator
Monthly EMIAED 0
  • Principal –
  • Interest –
  • Total repayable –

Estimate only. Actual rates, fees and approval depend on the lender.

How it works

From question to approval in four calm steps

01

Explore

Browse categories or use Find My Card to narrow the field.

02

Compare

Line up fees, rates, salary limits and perks side by side.

03

Choose

Shortlist what genuinely fits your income and lifestyle.

04

Apply

Apply with confidence – final approval rests with the issuer.

What we compare

The details that actually change your decision

Annual feeFree-for-life vs paid cards and waiver conditions
Minimum salaryFrom entry-level to premium income brackets
Rewards rateCashback %, points and air miles per AED spent
Travel perksLounge access, travel insurance, FX fees
Interest & feesMonthly rate, late fee and cash advance charges
Welcome offersJoining bonuses and limited-time deals
Flat vs reducing rateUnderstand the true cost of borrowing
TenureRepayment periods and their effect on EMI
Salary transferWith or without transferring your salary
Processing feesUpfront and early settlement charges
DBR limitDebt burden ratio and eligibility
Approval speedDocument requirements and turnaround
Minimum balanceAnd the fee if you fall below it
Digital bankingApp features, instant transfers, cards
Business accountsFor freezone and mainland companies
Transfers abroadRemittance fees and exchange margins
Savings returnsProfit and interest rates on deposits
Opening documentsEmirates ID, trade licence and more
MotorComprehensive vs third-party cover
HealthNetwork, co-pay and annual limits
LifeTerm cover for your family's future
HomeBuilding and contents protection
TravelMedical, delays and lost baggage
BusinessLiability, property and staff cover
Free tools

Calculators that make the numbers easy

Why Gulf Policy Souq

Built for clarity. Tap a card to flip it.

Our promise

“We show you the fee before we show you the offer.”

“If a product doesn't suit your salary, we'll tell you – not hide it.”

“Plain language. No jargon walls. No pressure.”

“Your data stays yours. Always.”

— The Gulf Policy Souq promise

All seven emirates

Wherever you live in the UAE

Choose your emirate to see what residents there compare most.

Dubai

Learn before you apply

Guides worth five minutes of your time

Your safety first

Privacy and security by design

  • Encrypted connectionAll pages served over HTTPS.
  • No data sellingYour details are never sold.
  • Browser-side toolsCalculators run on your device.
  • Clear policiesRead our legal & privacy pages.
Quick answers

Frequently asked questions

Can't find it? Visit the Help Center or contact us.

Yes. Comparing products, reading guides and using our calculators is completely free.

No. We're an independent comparison platform. Applications and approvals are handled by the bank, lender or insurer you choose.

Browsing and comparing on our site doesn't involve a credit check. A lender may check your Al Etihad Credit Bureau (AECB) report only when you formally apply with them.

Absolutely. Our content is written for both UAE nationals and expatriate residents, and we highlight eligibility rules for each product.

They give reliable estimates using standard formulas. Your actual rate and fees are set by the provider based on your profile.

Ready to make a smarter money move?

Compare in minutes. Choose with confidence. Save for years.

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