What it means
The part of a claim you pay yourself before the insurer pays the rest. Also called a deductible.
Insurance
Excess
Also: DeductibleThe part of a claim you pay yourself before the insurer pays the rest. Also called a deductible.
CategoryInsurance
Pro tip inside1 quick win
What “Excess” really means
The meaning, how it works in the UAE, and why it matters to your money.
How it works in the UAE
The excess is the part of each claim you pay yourself before the insurer pays the rest. Choosing a higher excess usually lowers your premium.
Why it matters
It decides how much a claim really costs you.
EXAMPLE
Excess AED 500 on a AED 4,000 repair → insurer pays AED 3,500.
PRO TIPChoose an excess you could pay comfortably tomorrow.
Test yourself
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Read more about Excess
Guides that use this term — and a tool to put it into practice.
