What it means
A yearly charge for holding a credit card. Some cards waive it if you spend a set amount.
Credit Cards
Annual Fee
A yearly charge for holding a credit card. Some cards waive it if you spend a set amount.
CategoryCredit Cards
Pro tip inside1 quick win
What “Annual Fee” really means
The meaning, how it works in the UAE, and why it matters to your money.
How it works in the UAE
Many UAE credit cards charge a yearly fee. Some are free for life, and others waive the fee if you spend a set amount each year.
Why it matters
The fee eats into the value of rewards, so it should be worth paying.
PRO TIPAsk whether the fee can be waived — banks often agree for good customers.
Test yourself
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Read more about Annual Fee
Guides that use this term — and a tool to put it into practice.
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TRY THE TOOLZero annual fee credit cards in the UAE: are they really free?
A zero annual fee credit card can reduce one recurring cost, but that does not make the card completely free. Other fees and conditions still matter.
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Run your own numbers and see how Annual Fee affects you.