Dubai First Emirati Card

Minimum Salary: AED 10,000

Annual Fee: AED 750 | Rate: 3.19%

✨Features:

Cash Back, Airport Lounge Access, No Salary Transfer

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Emirati Credit Card Features

Earn additional 0.5% bonus rewards for all international spends

No cashback on utilities & government spends

Your minimum income should be AED 10,000 per month

Age 21 or older

Credit Card Highlights

Exclusive card for Emaratis
Earn up to 2% cashback per month
Exclusive health club offers
AED 0 – AED 9,999 per month: 1.0%
AED 10,000 – AED 19,999: 1.5%
Above AED 20,000: 2.0%
Earn additional 0.5% bonus rewards for all international spends

Benefits

Max cashback is capped at AED 750 per month
No cashback on utilities & government spends
Dubai: Talise Fitness, Jumeirah Emirates Towers (Sheikh Zayed Road) – Inifnity Health Club, Millennium Plaza Hotel (Sheikh Zayed Road) – Flow Health Club and Wellness, Roda Al Bustan
Abu Dhabi: Health Club, Le Royal Meridien Hotel & Sheraton Abu Dhabi Hotel & Resort
Sharjah: Emirates Sail Health & Fitness Club
3% discount on airfare if you fly within the GCC
5% discount on airfare to other destinations
Up to 7% discount on hotel reservations and standard vacation packages for bookings made through Dubai First Travel Assist.

Top 3 Dubai First Credit Card Benefits

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.

Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.

Years: This is the original term or length of the product, stated in years.

Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.

Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Dubai First. I consent to the use of my information to assess, process, and offer banking or financial products and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

I authorize Dubai First representatives to contact me using my provided contact details regarding Dubai First products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate Dubai First to approve or provide any banking or credit facility.

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