Gulf Policy Souq

DIB Al Islami Gold Credit Card

Minimum Salary: AED 5,000

Annual Fee: Free for Life | Rate: 3.25%

 

✨Features:

Islamic Finance, Sharia Compliant, Roadside Assistance, No Salary Transfer

Cashback Credit Card Features

💰 Withdraw cash from ATMs and designated branches globally

🎁 One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

  • As an Al Islami Gold Charge Cardholder, you can enjoy stress-free solutions across each of our benefits, from around the clock roadside assistance to a more extensive insurance cover when you travel.
  • One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.
  • For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of Indulge in stress-free shopping with the added advantage of in-built theft and damage protection (up to USD 2,000 per occurrence), locally and all over the world.
  • Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 75,000) and your family.

Benefits

  • Wala’a Rewards
  • Roadside Assistance
  • Credit Shield Takaful

Top 3 DIB Credit Card Benefits

Easy Installment Plan

Cash Loan

Citi Promotions

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Dubai Islamic Bank PJSC (“DIB”). I consent to the use of my information to assess, process, and offer Shariah-compliant banking products and services and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

 

I authorize DIB representatives to contact me using my provided contact details regarding DIB products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate DIB to approve or provide any financing or banking facility.

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