Arab Bank – Visa Signature Credit Card

Minimum Salary: AED 37,000

Annual Fee: AED 1000 | Rate: 3.25%

✨Features:

Discounts / Vouchers / Offers, Airport Lounge Access, Free Supplementary Cards, No Salary Transfer

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Emirati World Elite Exclusive Card Features

Global and local usage for point-of-sale purchases, online purchases and ATM cash withdrawals.

Credit Shield insurance with 100% coverage of outstanding balances.

Your minimum income should be AED 37,000 per month

Age 21 or older

Benefits

Personalized credit limit to meet your evolving financial requirements.
Automatic enrollment to the “Arabi Rewards” program.
Ability to issue supplementary cards.
Global and local usage for point-of-sale purchases, online purchases and ATM cash withdrawals.
Credit Shield insurance with 100% coverage of outstanding balances.
Convenient Easy Payment Plans starting from as low as 1%
Competitive interest rates.
High cash advance limit.
More secure online shopping with “Arab bank Verified by Visa”
Easy and simple card management through Arab Bank’s alternative channels.
Grace period of interest-free credit on retail purchases up to 45 days when full repayment occurs by payment due date.
Flexible repayment instructions including 5%, 25%, 50% or 100% of the balance.
Possibility to issue a priority pass card against low annual fees
giving you access to over 1,200 airport lounges worldwide irrespective of any class of travel or airline used. Participating
lounges include airports in many countries in the region and worldwide. Priority Pass grants you up to 6 free visits annually from card issuance date that can be used for both cardholder and accompanying guest(s). Additional visits will be charged.

Top 3 Arab Bank Credit Card Benefits

Calculator Definitions

Amount
The total amount of money borrowed, also referred to as the principal amount.
Rate (%)
The annual interest rate applicable to the product. This rate is used to calculate the Annual Percentage Rate (APR).
Years
The original tenure or duration of the loan, expressed in years.
Effective Monthly Payment
The actual monthly installment, including interest, fees, and other applicable charges. This amount forms the basis for the APR calculation.
Calculated Annual Percentage Rate (APR %)
The APR reflects the total cost of the loan, including interest and applicable fees. Since fee structures may vary between banks, APR is useful for comparing different financial products.

Additional Information

By clicking Submit, I acknowledge that my details will be submitted to Gulf Policy Souq and then shared with Arab Bank PLC – UAE Branch (“Arab Bank”). I consent to Gulf Policy Souq sharing my information with Arab Bank and acknowledge and agree that Arab Bank may, at its sole discretion, share my details with any UAE credit bureau and make enquiries about me with such credit bureaus.

By inquiring about Arab Bank services, offers, or products, I authorize Arab Bank representatives to contact me using my provided contact details, including my telephone or mobile number, regarding any Arab Bank product or service within a 12-month period from the date of this acknowledgment.

I hereby represent and warrant that all information provided is true, accurate, and complete. I agree to remain responsible for the information provided and to indemnify Arab Bank against any losses, claims, and/or liabilities arising from reliance on such information. Arab Bank is not obligated to verify the information provided nor required to offer any loan or credit facility based on this inquiry.