Aafaq Business Platinum Card

Minimum Salary: AED 8,000

Annual Fee: AED 0 | Rate: 3.99%

✨Features:

Airport Lounge Access, Rewards/Cashback on local & international spends, No Joining/Late/Over-limit Fees, Balance Transfer Facility, 90% Finance on purchases, Supplementary Card for Family.

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Platinum Card Features

Competitive interest rates

Special card design equipped with Smart Chip technology to provide you with greater security in addition to the “Contactless” payment

Your minimum income should be AED 8,000 per month

Age 21 or older

Benefits

Airport Lounge Access – Enjoy access to lounges internationally and regionally (via partner privileges). Bank By Choice
Rewards / Cashback – Rewards on domestic and international spends. Bank By Choice
No Joining Fee / No Late Fees / No Over-limit Fee – Lifetime free plus fee waivers. Bank By Choice
Balance Transfer Facility – Move existing balances at promotional terms. Bank By Choice
90% Finance on Phones & Other Purchases – Offers flexible financing options. Bank By Choice
Supplementary Card for Family – Add family members with additional card privileges. Bank By Choice

📊 Notes:

The card targets salaried individuals with minimum income starting around AED 8,000+. Aafaq
Fees, profit rates, and benefits are subject to bank terms and Central Bank regulations. Always review the Key Facts Statement before applying.

Top 3 Aafaq Bank Credit Card Benefits

Calculator Definitions

Amount
The total amount of money borrowed, also referred to as the principal amount.
Rate (%)
The annual interest rate applicable to the product. This rate is used to calculate the Annual Percentage Rate (APR).
Years
The original tenure or duration of the loan, expressed in years.
Effective Monthly Payment
The actual monthly installment, including interest, fees, and other applicable charges. This amount forms the basis for the APR calculation.
Calculated Annual Percentage Rate (APR %)
The APR reflects the total cost of the loan, including interest and applicable fees. Since fee structures may vary between banks, APR is useful for comparing different financial products.

Additional Information

By clicking Submit, I acknowledge that my details will be submitted to Gulf Policy Souq and then shared with Aafaq Bank – UAE. I consent to Gulf Policy Souq sharing my information with Aafaq Bank and acknowledge and agree that Aafaq Bank may, at its sole discretion, share my details with any UAE credit bureau and make enquiries about me with such credit bureaus.

By inquiring about Aafaq Bank services, offers, or products, I authorize Aafaq Bank representatives to contact me using my provided contact details, including my telephone or mobile number, regarding any Aafaq Bank product or service within a 12-month period from the date of this acknowledgment.