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Minimum Salary Salary Transfer Islamic Financce Max Term Flat Rate Reducing Rate
More about 1-Smart Loan in UAE

1
Smart Loan
Minimum Salary: AED 8000 AED 8000 Salary Transfer: No No Islamic Finance: No No Max Term: 4 Years 4 Years Flat Rate: 8.89% 8.89% Reducing Rate: 16% 16%
More about 1-Smart Loan in UAE 1 - Smart Loan Minimum Salary
8000
Salary Transfer
No
Islamic Finance
No
Max Term
4
Flat Rate
8.89%
Reducing Rate
16%

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The ADCB loan offers a convenient and more flexible way to afford the things you want.


Features

  1. No salary transfer requirements
  2. Loan amount up to AED 200,000
  3. Flexible repayment tenures up to 48 months
  4. Quick approvals
  5. Simple documentation
  6. A free ADCB Credit Card
  7. TouchPoints rewards which can be redeemed for shopping and airline tickets


Documents Required

  1. Proof of salary income- Latest salary certificate or carbonized pay slip
  2. Valid passport and visa page
  3. Bank Statements (Latest 3 months)
  4. One undated security cheque (only for Expatriate customers)
  5. UAE DDA (Direct Debit Authority) Form duly signed
  6. Emirates ID card copy