More Details on Personal Loan

Don't let life's special moments pass you by. After all, some of them are once-in-a-lifetime occasions. Our personal loans cover just about everything that brings you happiness and joy, a family visit back home, building your business, your child’s education or wedding and much more. We even have a priority call-back service in case of emergencies.

We believe in responsible lending and don't charge extra fees for early settlement of your loan.

Features

1. Priority processing and simple eligibility
2. Transfer your salary to enjoy special rates and loans of up to AED 500,000
3. Enjoy flexible repayment tenures of up to 48 months
4. No extra charges if you settle the loan early from your own funds
5. Attractive interest rates starting from 7.99% reducing or 4.36% flat P.A.

Required Documents

1. Application Form
2. Passport copy
3. Labour Card / Government issued ID card copy
4. Emirates ID card copy
5. Salary Certificate
6. Salary Transfer/Assignment Letter (if applicable)
7. 3/6 months bank statement (personal)

Eligibility

1. Age criteria: Starting 21 years & 65 years at completion
2. Salary needs to be transferred to ADCB
3. Minimum loan amount is AED 15,000 & it can go up to AED 500,000