Mashreq NEO Smart Bank Account
The Mashreq NEO Smart Account is suitable for your daily banking needs. You can open a savings and/or a current account through the digital banking options under NEO Smart Account.

Perks of Opening a NEO Smart Account

When you open this Mashreq bank account, you get the following benefits:

  • Instant online application
  • Get a debit card delivered to your doorstep
  • No branch visits are required

Features of Mashreq NEO Smart Account

Check out the key features of the Mashreq NEO Smart Account:

  • Transfer your salary to Mashreq NEO and get a joining bonus of up to AED 2,500
  • Get Early Bird Cashback of up to AED 350 on transactions in the first 90 days
  • Get up to 5% cashback or AED 200 on your debit card purchases in the first 90 days
  • Get up to AED 1,000 for referring friends to Mashreq NEO
  • Easy online and instant account opening 
  • Get up to AED 300 upon Quick Remit in the first 90 days to transfer money to more than 40 countries
  • Complimentary international debit card and chequebook
  • Customisable lifestyle benefits and offers on your debit card
  • Send money faster to 40 countries at affordable rates using the Quick Remit feature
  • Earn Salaam Points every time you use the card to make transactions locally or abroad
  • Make bill payments across transport, telecommunications, utility services, and more via Mashreq Mobile App 
  • Easily activate and manage the card and more

Joining Bonus Structure of Mashreq NEO Smart Account

When you open this Mashreq bank account, you can earn a joining bonus as per the salary transfer. 
Here is the joining bonus structure for every salary range:

Monthly Salary (AED) Joining Bonus (AED)
5,000 to 9,999 200
10,000 to 19,999 500
20,000 to 49,999 1,000
50,000 and above 2,500

Essential Requirements to Apply for Mashreq NEO Smart Account

Mentioned below are the major requirements to open a Mashreq Bank NEO Smart Account online:

  • Minimum monthly salary of AED 5,000
  • Active UAE mobile number and email ID
  • A valid Emirates ID

Got a question?

You get an Early Bird Cashback if you spend using your NEO Smart Account within the first 90 days of the account opening.

You get a free international debit card and chequebook on opening the account. Also, there is a joining bonus of up to AED 2,500 upon transferring your salary into the account. 

To open a NEO Smart Account, you need a minimum monthly salary of AED 5,000. 

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