More Details on Credit Card

Great For

1. Savings : cashback on all purchases
2. Access Airport Lounges Across the Middle East

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Get cashback on your spends
2. Shop now and pay later with Sambas installment plans
3. Facilities such as Samba transaction alert and Dial-A-Draft for transactions where credit cards are not accepted
4. Get airport lounge access across the middle east
5. Get 4 free supplementary cards

Overview of features

1. You require a minimum salary of AED 20,000 per month (salaried) or an average monthly credit turnover of at least AED 50,000 to be eligible for this card
2. Minimum payment is 4% of statement outstanding or AED 200, whichever is higher
3. The foreign currency rate applicable on overseas transactions is up to 3%
4. The annual fee applicable on this card is AED 399 for the first year and AED 299 from 2nd year onwards
5. Up to 10% cashback on department stores, ready-to-wear apparel, sportswear, footwear and more; Up to 5% cashback on jewelry & watches, electronics, furniture and more; 1% cashback on all other purchases
6. No miles program on this card
7. A balance transfer fee applicable up to 1.5%
8. Spend any amount at department stores, ready-to-wear apparel, handbags, accessories, cosmetics & perfumes to earn up to 10% cashback. Spend minimum AED 1,000 on jewelry & watches, electronics, furniture & home décor to get upto 5% cash back. 1% cashback on all other purchases

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.