More Details on Credit Card

Great For

1. You can redeem Membership Rewards Points for miles and other benefits.
2. Exclusive offers brought to you by American Express Selects

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Exclusive world-wide offers on travel, leisure, dining and premium shopping
2. 5 complimentary visits a year to 1,200 Airport Lounges across 130 countries
3. Complimentary Travel Accident and Inconvenience Insurance
4. Complimentary Retail Protection Insurance
5. Worldwide Customer Care and Emergency Card Replacement

Overview of features

1. You require a minimum salary of AED180,000 (salaried) or AED 275,000 (self employed) annually to be eligible for this card
2. Up to 56 days interest free period. After that, the rate is 3.25% of outstanding.
3. The foreign currency rate applicable on overseas transactions is 2.8%
4. The annual fee applicable on this card is AED 395. Plus an AED 95 annual fee for enrollment into the Membership Rewards Loyalty Programme.
5. You earn 1 full Membership Rewards Point for every AED 4 of spends.
6. Membership Rewards Points can be redeemed for complimentary flights and upgrades with 12 airline partners: Emirates Skywards, Etihad Guest, Flying Blue (AirFrance KLM), Asia Miles, British Airways Executive Club, Delta SkyMiles, Gulf Air Falcon Flyer, Iberia Plus, Qatar Airways Privilege Club, Royal Plus Programme, and Oman Air Sindbad.
7. There is no balance transfer facility on this card
8. No cashback is rewarded for this card

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.