More Details on Credit Card

Great For

1. Earn Miles on local, international and weekend restaurant spend
2. Airport lounge access across the world

Be Aware

1. The annual fee applicable on this card

Main Benefits

1. Get AED 3000 worth of UNBmiles on payment of Annual Fee & minimum required retail spend during 1st 12 months of card issuance
2. Get 10 UNBmiles for every 1 AED spend on weekend restaurants, 4 UNBmiles for every 1 AED international spend, and 2 UNBmiles for every 1 AED local spend
3. Complimentary unlimited access to 750+ airport lounges worldwide
4. 0% interest instalment plans for upto 3 months on travel spend with no processing fees
5. Free unlimited Marhaba and Golden Class airport services upon booking airline ticket using your UNB World Credit Card
6. 50% value back on cinema spend across the UAE
7. Complimentary hotel nights with Starwood Hotels and Resorts
8. 10% Discount with Cleartrip on any international roundtrip airfare
9. Faster returns, discounts and class upgrades with Hertz Gold Plus Rewards®
10. Luxury serviced apartment discounts of up to 15%
11. 20% discounts on Careem rides twice a month & free 1st ride
12. Complimentary multi-trip travel insurance including medical benefits
13. 0% interest for 6 months on balance transfer within 1st 6 months of card issuance. 2% processing fees
14. Free auto registration or renewal service once a year
15. Free emergency roadside assistance 24/7 across the UAE
16. Discounts on shipping using MyUS for online shopping at thousands of U.S. online stores
17. Up to 40 % discounts at over 250+ partners and 1,000 + dining, retail and entertainment outlets in UAE
18. 0% Instalment Payment Plan with no processing fee at over 25+ partners and 350 + retail outlets and partners
19. Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa with ""Buy 1 get 1"" app from MasterCard

Overview of features

1. You require a minimum salary of AED 20,000 per month to be eligible for this card
2. There is an interest rate ranging from 2.99-3.25%
3. The foreign currency rate applicable on overseas transactions is 2.99%
4. There is an annual fee of AED 630 on this card
5. UNB Miles can be redeemed on tickets and hotels directly on UNBmiles portal, in addition to car rentals, shopping and more.
6. 10 UNB Miles for every 1 AED spend on weekend restaurants, 4 UNB Miles for every 1 AED international spend, 2 UNB Miles for every 1 AED local spend.
7. Balance transfer rate is 1.2% with tenor periods up to 36 months for expatriates and 48 months for UAE Nationals
8. No cashback is rewarded for this card

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.