More Details on Credit Card

Great For

1. There is no annual fee on this card
2. Free Flight Ticket
3. Careem Ride Discounts

Be Aware

1. There is a foreign exchange fee applicable on purchases abroad

Main Benefits

1. Get Airport Pickup and Drop Off service complimentary 6 times each year within the Emirate and between Sharjah Airport and anywhere in Dubai
2. Get complimentary excess baggage and in-flight meal vouchers against a minimum spend criteria
3. Careem Discounts: First free ride as a new customer, and 20% discount on subsequent rides, thrice in a month
4. Unlimited complimentary lounges access
5. Free Purchase protection and Travel Accident Insurance
6. Up to 55 days interest free credit
7. Enjoy hundreds of complimentary Buy 1 Get 1 offers throughout Middle East & Africa across dining, cafes, entertainment and attractions powered by Mastercard
8. Upto 30% off airline and hotel bookings
9. 15% off on car rental across Europe, the Middle East, Africa and Asia and 12% off on car rental in the United States and Canada with AVIS

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this Card
2. There is an interest rate of 3.45% per month on unpaid balance.
3. The foreign currency rate applicable on overseas transactions in non-AED currency is 2%. The transaction fee is 2.5% in AED currency
4. No Annual fee will be charged for the first year. For subsequent years, the Card is free if you spend an amount of AED 20,000 in the previous year. The bank may charge an Annual fee of AED 400 (or as applicable in the S&P) at the beginning of the second year and subsequent years if a minimum spend of AED 20,000 is not achieved during the previous year.
5. Earn 1.75 Air Rewards Points for every AED 5 at www.airarabia.com, 1.25 Air Rewards Points for every AED 5 within UAE, 1.75 Air Rewards Points for every AED 5 outside UAE and 0.30 Air Rewards Points for every AED 5 at Government Merchants
6. The balance transfer fee is 1.5%
7. No cashback is rewarded on this credit card

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.