More Details on Credit Card

Great For

1. You can redeem Membership Rewards Points for miles and other benefits.
2. No interest charges are applicable on this card
3. No Pre-Set Spending Limit

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Exclusive offers on travel, leisure and premium shopping
2. 8 complimentary visits a year to 1,200 Airport Lounges across 130 countries
3. Complimentary Travel Accident and Inconvenience Insurance
4. Complimentary Retail Protection Insurance
5. Worldwide Customer Care

Overview of features

1. You require a minimum salary of US$ 75,000 (salaried) or US$ 100,000 (self employed) annually to be eligible for this card
2. No interest charges are applicable on this card. The American Express Gold Card is a Charge Card. Unlike a credit card, the American ExpressCard has no pre-set spending limit. A 2.5% charge will be made on all outstanding sums with a US 30$ fee for late payments
3. The foreign currency rate applicable on overseas transactions is 2.8%
4. The annual fee applicable on this card is USD 175 plus a USD 25 annual fee for enrollment into the Membership Rewards Loyalty Programme.
5. You earn 1 full Membership Rewards Point for every USD 1 of spends. Points never expire and can be redeemed for complimentary flights and upgrades with 12 airline partners, including Emirates and Etihad. Points can also be redeemed for complimentary hotel nights, shopping vouchers, electronics, fashion accessories, and much more.
6. Membership Rewards Points can be redeemed for complimentary flights and upgrades with 12 airline partners: Emirates Skywards, Etihad Guest, Flying Blue (AirFrance KLM), Asia Miles, British Airways Executive Club, Delta SkyMiles, Gulf Air Falcon Flyer, Iberia Plus, Qatar Airways Privilege Club, Royal Plus Programme, and Oman Air Sindbad.
7. No cashback is rewarded for this card
8. There are currently no balance transfer facilities on this card

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.