More Details on Credit Card

Great For

1. Earn Miles on local, international and weekend restaurant spend
2. Salary transfer is not mandatory to apply for this card

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Joining bonus of up to 500 UNB Miles
2. Complimentary unlimited airport lounge access at select lounges in Middle East for basic and supplementary card members
3. 50% value back on cinema spend anytime, anywhere in UAE
4. 0% interest for 3 months on all travel purchases-no processing fee
5. 0% interest for 6 months on balance transfer within 1st 6 months of card issuance. 2% processing fees
6. Up to 40 % discounts at over 250+ partners and 1,000 + dining, retail and entertainment outlets in UAE
7. 0% Instalment Payment Plan with no processing fee at over 25+ partners and 350 + retail outlets and partners
8. Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa with ""Buy 1 get 1"" app from MasterCard
9. Free auto registration or renewal service once a year
10. Free emergency roadside assistance anytime anywhere in UAE
11. 20% discounts on Careem rides twice a month & free 1st ride

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this card and salary transfer is not mandatory
2. There is an interest rate starting from 3.19%
3. The foreign currency rate applicable on overseas transactions is 2.99%
4. There is no annual fee on this card
5. UNB Miles can be redeemed on air tickets and hotels directly on UNBmiles portal, and for car rentals, shopping and more
6. Earn 3 UNB Miles for every 1 AED spent internationally and 1.5 UNB Miles for every 1 AED local spend
7. No cashback is rewarded for this card
8. Balance transfer rate is 0% interest for 6 months

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.