More Details on Credit Card

Great For

1. Earn 5% cashback at Al-Futtaim stores and showrooms
2. No annual fee
3. Enjoy 0% Easy Payment Plans at Al-Futtaim showroom and stores

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Earn 5% cashback in the form of Al-Futtaim Stars at your favourite Al-Futtaim brands such as IKEA, M&S, ACE, Toyota, Lexus and more
2. Redeem Al-Futtaim Stars for cashback, Emirates Skywards miles, Etihad Guest miles or use them in Al-Futtaim locations
3. Enjoy up to 12 months interest free instalment options across Al-Futtaim brand

Overview of features

1. You require a minimum salary of AED 40,000 per month to be eligible for this card
2. Minimum payment of 5% or AED 100 which ever is higher
3. The foreign currency rate applicable on overseas transactions is 2.05% + scheme charges
4. There is no annual fee on this card
5. Earn 5 Al-Futtaim Stars for AED 1 spend at Al-Futtaim stores and showrooms and 1 Al-Futtaim Star on all other domestic and international retail purchases and redeem them for Skyward Miles, Etihad Guest Miles or redeem to settle the monthly payment of the Al-Futtaim First Credit Card.
6. Al-Futtaim Stars can be redeemed for Etihad Guest Miles (6 AF Stars = 1 Etihad Guest Mile), Skywards Miles from Emirates (8 AF Stars = 1 Skywards Mile) or as Cashback (10,000 AF First Stars = AED 100) to settle the monthly Al-Futtaim Credit Card Bill.
7. 5% Cashback rewards in the form of Al Futtaim Stars
8. Transfer balance at a starting rate of 0% flat per month

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.