More Details on Credit Card

Great For

1. Discounts on Cinema tickets
2. Education card - Save up to 4.25% fixed rate discount on GEMS school fees

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. 0% Easy payment plan for 12 months
2. Child Education protection up to 10 years or AED 2 million for 4 children
3. SMS alerts on every spend
4. Airport Lounge access in Dubai, Kuwait, Cairo, Jeddah and Riyadh
5. Facilities such as emergency roadside assistance, free purchase protection, credit shield plus
6. Watch movies starting from AED 10 at Reel Cinema, Cine Royal and Oscar Cinema
7. Protect your possessions with flexible home contents insurance starting from just AED 25 per month
8. Enjoy complimentary Meet and Greet services at Abu Dhabi and Dubai airports
9. Drive away with two complimentary airport transfers per calendar year

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this card
2. Minimum payment of 5% or AED 100 which ever is higher
3. The foreign currency rate applicable on overseas transactions is 2.05% + scheme charges
4. There is no annual fee on this card
5. Earn 1.75 First Stars for every AED 1 of international spend and 1 First Star for every AED 1 of domestic spend. Redeem First Stars for Skyward Miles, Etihad Guest Miles, First Stars Card, Flydubai E-voucher and tickets for any airline at First Stars Travel portal.
6. First Stars can be redeemed for Etihad Guest Miles (8 First Stars = 1 Etihad Guest Mile), Skywards Miles from Emirates (10 First Stars = 1 Skywards Mile), flyDubai e-vouchers (10,000 First Stars = AED 100 voucher) or book tickets on any airline though First Stars Travel Portal. First Stars can also be redeemed for the First Stars Card (20,000 First Stars = AED 100 load on First Stars Card) which can be used at any merchant across the world.
7. Receive cashback in the form of First Stars Card. 20,000 Stars are equivalent to AED 100.
8. Transfer balance at a starting rate of 0.79% flat per month

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.