More Details on Credit Card

Great For

1. Cinema watchers – Buy one get one free
2. Win amazing travel adventures and shopping vouchers

Be Aware

1. An annual fee applicable on this card

Main Benefits

1. Chance to win Grand Prizes likw an Audi Q5 in a lucky draw
2. Complimentary access to over 10 VIP airport lounges in the Middle East
3. Buy one get one free movie tickets
4. Redeem First Points to pay utility bills
5. Facilities such as easy payment plans, 24-hour auto assistance, free money transfers, credit and wallet shield

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this card
2. Repayment period of 21 days. Minimum payment of 5% or AED 100 which ever is higher
3. The foreign currency rate applicable on overseas transactions is 2.05% + scheme charges
4. The annual fee applicable on this card is AED 500
5. Choose between three loyalty programs, First Rewards, First Miles and First Cashback. Get 1.25 First point for every 1 AED spent in Abu Dhabi. Earn Double First Rewards Points when you spend at Sheraton, Shangri-la, Souk Al Bahar, Fairmont, Qasr Al Sarab, Rotana Group, Yas Hotel, Abu Dhabi Golf Club, Al Ain Golf Club and Mercure Grand Hotel in Abu Dhab. Rewards can be redeemed against payments to utility bills and other outlets.
6. If you choose the First Miles Loyalty Program earn 1 mile for every USD 1 spent locally and 2 miles for every USD 1 spent internationally. You can redeem miles against airlines, destinations, hotels, car rentals or other travel service.
7. If you choose the First Cashback Loyalty Program, you get up to 5% cashback on international spends and up to 3% on local spends. No minimum spend required. Card offers 10% cashback on Du data plan monthly charges
8. Transfer balance at a starting rate of 0.79% flat per month

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.