More Details on Credit Card

Great For

1. Discounts on cinema tickets
2. No annual fee

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Avail of MasterCard privileges
2. Get unlimited number of supplementary cards and free SMS alerts even when travelling
3. Special privileges such as offers on travel, dining, shopping and lifestyle
4. Earn First Stars and redeem them through FAB partners and for airmiles
5. Get facilties such as purchase protection, 0% easy payment plan, credit shield plus and interest-free credit for up to 55 days

Overview of features

1. You require a minimum salary of AED 5,000 per month to be eligible for this card
2. Minimum payment of 5% or AED 100 which ever is higher
3. The foreign currency rate applicable on overseas transactions is 2.05% + scheme charges
4. There is no annual fee on this card
5. Earn 1.25 First Stars for every AED 1 of international spend and 0.5 First Star for every AED 1 of domestic spend.
6. First Stars can be redeemed for Etihad Guest Miles (8 First Stars = 1 Etihad Guest Mile), Skywards Miles from Emirates (10 First Stars = 1 Skywards Mile), flyDubai e-vouchers (10,000 First Stars = AED 100 voucher) or book tickets on any airline though First Stars Travel Portal. First Stars can also be redeemed for the First Stars Card (20,000 First Stars = AED 100 load on First Stars Card) which can be used at any merchant across the world.
7. Receive cashback in the form of First Stars Card. 20,000 Stars are equivalent to AED 100.
8. Transfer balance at a starting rate of 0.79% flat per month

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.