More Details on Credit Card

Great For

1. Low Minimum Salary Requirement
2. No Annual Fees

Be Aware

1. Foreign Exchange Fees Applicable

Main Benefits

1. Welcome bonus of 25,000 EI SmartMiles worth AED 250

Overview of features

1. This is an Islamic card.
2. You require a minimum salary of AED 5000 per month to be eligible for this card.
3. The minimum payment each month is 5% of the outstanding amount.
4. The foreign currency rate applicable on overseas transactions is 2.34%. This fee is charged in addition to the standard processing fee (approximately 1.15%) charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE.
5. Free for life. No annual fees are applicable on this card.
6. Welcome bonus of 25,000 EI SmartMiles worth AED 250
7. Earn 3.75 EI SmartMiles per 1AED on International spend, 2.5 EI SmartMiles per 1AED on Domestic spend 0.5 EI SmartMiles per 1AED on Government spend
8. 10% cash back on dining in the form of Emirates Islamic Smart Miles
9. Balance transfer facility is available at 0% for 6 months with 2% processing fee. You can transfer your balance up to 80% of the credit limit and a 5% minimum payment required every month.

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.