More Details on Credit Card

Great For

1. Savings with cashback up to 3.5% on your card
2. Convenience with pay pass tap and go service
3. Travel card with lounge access, up to 7% discount on travel holidays

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Cashback
2. Travel and life insurance free if credit shield is bought
3. Life Insurance of AED 50,000.00
4. Complete Travel Insurance of up to AED 1,000,000
5. Up to 7% discount on holiday packages
6. Up to 5% on travel tickets
7. Paypass technology for transactions of AED100 and less to save you time
8. Buy 1 get 1 offers from MasterCard

Overview of features

1. You require a minimum salary of AED 10,000 per month to be eligible for this card
2. The interest rate can range between 3.19% to 3.59% based on the payment performance; Up to 57 days interest free period. 5% or AED 100 whichever is higher as mentioned in the statement of accounts
3. The foreign currency rate applicable on overseas transactions is 3.5%
4. The annual fee applicable on this card is AED 400
5. Up to 3.5% on spend - Earn 1% on spend of AED1000 - AED 4999. Earn 1.5% on spend of AED5000 - AED9999. Earn 2% on spend of AED10000 - AED14999; Earn 2.5% on spend above AED15000. Bonus 1% on International Transaction over AED 500
6. No rewards program on this card
7. You can avail a balance transfer at a rate of 0.49%
8. Up to 4.5% on spend - Earn 1% on spend of AED1000 - AED 4999; Earn 1.5% on spend of AED5000 - AED9999; Earn 2% on spend of AED10000 - AED14999; Earn 2.5% on spend above AED15000. Bonus rewards of 2% on Balance transfer/Loan-on-Phone over AED 8000 for 18+ months tenure; 1% on International Transaction over AED 500; 1% on Cash withdrawal of AED 2000+ as single transaction; 0.5% on Utility bill payments (DEWA SEWA ADWA Etisalat)

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.