More Details on Credit Card

Great For

1. Well-being: Free access to all Fitness First gyms
2. Golf lovers: Free golf once a month at various golf clubs
3. Movie lovers: 50% off at VOX cinemas

Be Aware

1. Foreign exchange fee applicable when you spend overseas

Main Benefits

1. Unlimited complimentary Fitness First access
2. One complimentary round of golf every month
3. Costa Buy 1 Get 1 Free
4. VOX Cinemas Buy 1 Get 1 Free
5. 100+ Goodlife offers and privileges
6. Complimentary access to over 900 local and international lounges
7. Up to 12% on hotels.com
8. Up to 30% travel discounts with Cleartrip
9. Discounts on Expedia.com
10. Four 50% discounted rides to the airport per year on Careem
11. 24/7 concierge service
12. Complimentary travel insurance

Overview of features

1. You require a minimum salary of AED 30,000 per month to be eligible for this card.
2. Minimum payment is 1% of the principal balance plus all fees and charges or AED 110, whichever is higher.
3. The foreign currency rate applicable on overseas transactions is up to 2.99%.
4. There is no annual fee applicable on this card for the first year. Second year onward a fee of AED 1575 will be applicable. This may be waived if retail spend for the preceding 12 months exceed AED 150,000
5. Earn 1 reward points for every USD 1 spent. Transactions made on Supermarkets, Utilities, Education, Property Rentals and Real Estate Agent Payments within the UAE, 0.5 points will be earned for USD 1 spent.
6. No miles program on this card
7. Balance transfer 3% rate monthly with 2% - 4% or AED 262.5 early settlment fee whichever is higher applies. 4.2% Processing Fees
8. For Emirates, Etihad Airways and Virgin Atlantic, receive AED 500 cashback on your ticket when you redeem a minimum of 10,000 points. For all other airlines, receive AED 500 cashback when you redeem a minimum of 15,000 points.

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.