More Details on Credit Card

Great For

1. Travel card with EI SmartMiles

Be Aware

1. The annual fee applicable on this card

Main Benefits

1. Welcome bonus of 75,000 EI SmartMiles
2. Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide
3. Complimentary unlimited access at 650 lounges worldwide plus one guest
4. Convenient shopping anytime, anywhere with "Instant Purchase" redemption feature
5. Miles exchange with frequent flyer programmes Etihad Guest and Jet Privilege
6. Online shopping marketplace

Overview of features

1. This is an Islamic card
2. You require a minimum salary of AED 25,000 per month to be eligible for this card.
3. There is a repayment period of 55 days and the minimum payment of each month is 5% of the outstanding amount.
4. The foreign currency rate applicable on overseas transactions is 2.34%. This fee is charged in addition to the standard processing fee (approximately 1.15%) charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE.
5. The annual fee applicable on this card is AED 700
6. Earn EI SmartMiles on all your domestic and international spends.
7. For every AED 1 spent locally earn 2.5 EI SmartMiles. For every AED 1 spent internationally earn 3.75 EI SmartMiles. Redeem at over 300 airlines and 180,000 hotels, car rentals. EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege. You can also use your EI SmartMiles to shop with the 'Instant Purchase' feature.
8. No cashback is rewarded for this card
9. Balance Transfer/Cash on Call facility is available at a fixed monthly fee every month based on the amount, starting from AED 30 (for AED 1,000-2,999), AED 50 (for AED 3,000-4,999), AED 70 (for AED 5,000-6,999), AED 100 (for AED 7,000-9,999), AED 130 (for AED 10,000-12,999), AED 150 (for AED 13,000-14,999), AED 170 (for AED 15,000-16,999) and AED 200 (for AED 17,000 and above). The BT/COC amount along with fixed monthly fee gets converted to EMI's. You avail up to 80% of your available credit limit as Balance Transfer/Cash on Call.

* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.