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Minimum Salary Salary Transfer Islamic Financce Cash Back Annual Fee Rate
More about ADIB-Value+Card

ADIB
Value+Card
Minimum Salary: AED 5000 AED 5000 Salary Transfer: No No Islamic Finance: Yes Yes Cash Back: No No Annual Fee: 0 0 Flat Rate: 3.09% 3.09%
More about ADIB-Value+Card ADIB - Value+Card Minimum Salary Salary Transfer No 5000 Islamic Finance Cash Back No Yes Annual Fee Flat Rate 3.09% 0

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Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Representative Example


**This is for demonstrative only**



If you spend AED 1,200 at a purchase, the profit rate of 18.9% (variable) your representative APR will be 18.9% (variable).



Apply Now

Fill in your details below and a credit card advisor will call you back with more details.





 

Great For


  1. Low minimum salary requirement
  2. There is no annual fee on this card

Be Aware


  1. The Balance Transfer fee applicable

Main Benefits


  1. Get rewarded for your local and international spend
  2. Access to airport lounges across the GCC
  3. Get facilities such as 24/7 emergency roadside assistance

Overview of features


  1. This is an Islamic Card
  2. For salary transfer customers, the minimum salary requirement is AED 5,000 per month. This is subject to the bank's approval. Terms & conditions apply.
  3. Free grace period up to 55 days to repay your outstanding balance. Profit rate is 3.09% per month.
  4. The foreign currency rate applicable on overseas transactions is 3.1%
  5. There is no annual fee on this card
  6. Earn 1 reward point for 1 AED on domestic spend & 2 reward points for every 1 AED on international spend. Redeem reward points for flight tickets or shopping mall vouchers. Redeem 10,000 points for AED 50 and 100,000 points for AED 1000.
  7. ADIB Reward Points can be redeemed for airline tickets.
  8. No cashback is rewarded for this card
  9. A Balance transfer fee of up to 3% or AED 200 will apply;No profit upto 12 months. T&Cs applies


* This product is subject to eligibility conditions and may not be available for all applicants. Eligibility conditions are set by the service provider and may be subject to change.