Gulf Policy Souq

HSBC Emirates Skywards Signature Credit Card

Minimum Salary: AED 12,500

Annual Fee: AED 1,050 | Rate: 3.69%

 

✨Features:

Discounts / Vouchers / Offers, Air Miles, Airport Lounge Access, Cinema Offers, Travel Benefits, No Salary Transfer, Free Travel Insurance, Discounts, Hotel Discounts, Priority Check-in, Vouchers Card, Zomato Gold Membership, Careem Plus

Emirates Skywards Signature Features

💰 Get 10,000 sign-up bonus Skywards Miles when you pay your annual card fee.

🎁 Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold members.

Your minimum income should be AED 12,500 per month

Age 21 or older

Credit Card Highlights

  • Annual Fee: AED 1,050 including VAT.
  • Finance charge: 44.28% APR (fixed) on Cash withdrawals and purchases.
  •  Earning Monthly Minimum Income of AED 12,500 or More.
  •  Aged Between 21 to 65 Years.

Benefits

  • No Skywards Miles expiry: The Skyward Miles you earn with the card won’t expire for as long as your Emirates Skywards account and credit card are open.
  • Fast track to Emirates Skywards Silver status:  From year 2 onwards. Just spend at least AED 180,000 on eligible transactions in the previous 12 months, including at least AED 10,000 directly with Emirates.
  • Earn Skywards Miles: Get up to 1.75 Skywards Miles for every USD 1 equivalent in eligible spends on your card.
  • Get a complimentary 12-month Careem Plus subscription.
  • Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold members.
  • Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
  • Airport Lounge Access: 12 complimentary visits for you and additional cardholders to over 1,200 lounges a year. T&Cs apply.

Top 3 HSBC Credit Card Benefits

Easy Installment Plan

Cash Loan

Citi Promotions

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to HSBC Bank Middle East Limited. I consent to the use of my information to assess, process, and offer banking products and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

 

I authorize HSBC representatives to contact me using my provided contact details regarding HSBC products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate HSBC to approve or provide any banking product or credit facility.

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HSBC Emirates Skywards Signature Credit Card

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