Gulf Policy Souq

DIB Prime Gold Credit Card

Minimum Salary: AED 5,000

Annual Fee: Free for Life | Rate: 3.25%

 

✨Features:

Cash Back, Balance Transfer, Islamic Finance, Sharia Compliant, Roadside Assistance, No Salary Transfer

Prime Gold Credit Card Features

💰 80% of the Card Limit or 100% of the available cash limit can be used  

🎁 Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)  

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

  • Enjoy a more rewarding banking experience with your Prime Gold Card, packed with benefits and features designed to go hand-in-hand with your lifestyle.

 

Wala’a Rewards

  • Earn 1.5 Wala’a Rewards for every AED 1 spent on all retail spends and then redeem the Rewards for flight tickets, hotel stays, retail purchases, bill payments and plenty more.
  • We’ve Got You Covered
  • Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 75,000) and your family.

 

Cash Flexibility

  • Enjoy easy cash access with high cash withdrawal limits of up to 80% (of total card limit) along with a cash transfer facility from your card to your Dubai Islamic Bank account. Convenient and simple, access cash wherever you are in the world with high withdrawal limits on your Prime Gold Card, along with the card to account funds transfer option.

 

Features:

  • Roadside Assistance
  • One additional roadside assistance will be provided on charge of Upgrade fee. Max cap of 3 services per year.

 

Credit Shield Takaful

  • For a fee of 0.89% of the card outstanding, the Credit Shield Takaful feature covers the unfortunate events of death, total disability or loss of employment, taking care of your card outstanding at such a time. Maximum coverage is as follows:
  • Involuntary loss of employment – AED 30,000
  • Permanent Total Disability – AED 200,000
  • Death – AED 200,000

 

Card Protection Plus

  • An optional facility that allows you to set security preferences on your card, determining the type of transactions your card can be used for along with financial limits and location restrictions.

Benefits

  • Wala’a Rewards
  • Cash Flexibility
  • Roadside Assistance
  • Credit Shield Takaful
  • Card Protection Plus
  • Balance Transfer Facility

Top 3 DIB Credit Card Benefits

Easy Installment Plan

Cash Loan

Citi Promotions

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Dubai Islamic Bank PJSC (“DIB”). I consent to the use of my information to assess, process, and offer Shariah-compliant banking products and services and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

 

I authorize DIB representatives to contact me using my provided contact details regarding DIB products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate DIB to approve or provide any financing or banking facility.

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Emirates Islamic Cashback Card

Minimum Salary: AED 5,000

Annual Fee: AED 367.5 | Rate: 3.49%

 

✨Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Islamic Finance, Sharia Compliant, Golf Benefits, Free Supplementary Cards, No Salary Transfer

DubaiFirst Cashback Mastercard Classic

Minimum Salary: AED 0

Annual Fee: AED 200 | Rate: 3.19%

 

✨Features:

Cash Back, Discounts / Vouchers / Offers, Travel Benefits, No Salary Transfer

Dubai first Cashback

Minimum Salary: AED 5,000

Annual Fee: AED 300 | Rate: 3.5%

 

✨Features:

Cash Back, Balance Transfer, Airport Lounge Access, Travel Benefits

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