Gulf Policy Souq

Citibank Citi Ready Credit

Minimum Salary: AED 5,000

Annual Fee: AED 0 | Rate: 3.5%

 

✨Features:

Airport Lounge Access, Online Banking, No Salary Transfer, Loan Servicing

Citi Ready Credit Card Features

💰 No annual fee in year 1. From year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

🎁 Complimentary access to over 10 VIP lounges in Middle East and Africa

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

  • Immediate access to cash up to 100% of the credit limit, with first loan at 15% annual rate within 1 month of card approval (T&Cs Apply)
  • Higher credit limit up to 6x of your monthly income or up to AED 175,000, which ever is lower
  • Complimentary access to over 10 VIP lounges in Middle East and Africa
  • Repay flexibly as per the monthly repayment schedule or repay all at once without any extra charge
  • No Annual fee

Top 3 Citi Credit Card Benefits

Easy Installment Plan

Cash Loan

Citi Promotions

Calculator Definitions

 

  • Amount
    The total amount of money borrowed, also referred to as the principal amount.
  • Rate (%)
    The annual interest rate applicable to the product. This rate is used to calculate the Annual Percentage Rate (APR).
  • Years
    The original tenure or duration of the loan, expressed in years.
  • Effective Monthly Payment
    The actual monthly installment, including interest, fees, and other applicable charges. This amount forms the basis for the APR calculation.
  • Calculated Annual Percentage Rate (APR %)
    The APR reflects the total cost of the loan, including interest and applicable fees. Since fee structures may vary between banks, APR is useful for comparing different financial products.

Additional Information

By clicking submit , I acknowledge that my details will be submitted to Gulf Policy Souq and then passed to Citibank, N.A. UAE branch (“Citi”). I consent to allow  Gulf Policy Souq to share my details with Citi and hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion.

 

By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my contact details including my telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the information provided herein is true, accurate, and complete and that I agree to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having relied on such information. Citi is not required to verify the information provided by me and neither is the bank obliged to provide me with any loans or credit facilities based on the provided information.

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FAB Cashback Credit Card

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