Al Hilal Bank Smart Covered Platinum Card

Minimum Salary: AED 5,000

Annual Fee: AED 0 | Rate: 3.25%

✨Features:

Discounts / Vouchers / Offers, Islamic Finance, Sharia Compliant, No Salary Transfer

Apply Now

Smart Covered Platinum Features

Buy One, Get One Free ENTERTAINER offers at 40 selected merchants

Up to 90% of your available credit limit can be accessed

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

0% profit rate Balance Transfer
Up to 90% of your available credit limit can be accessed
Minimum amount for Balance Transfer is AED 1000
0% profit rate Instant Cash
Up to 80% of your available credit limit can be accessed
The minimum amount for Instant Cash is AED 5000

Benefits

Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
Exclusive Rewards Earn 1.5 joud rewards for every AED 1 spent overseas and Earn 1 joud reward for every AED 1 spent locally
Digital Wallet Enabled – Apple Pay, Google Pay, Samsung Pay, Fitbit Pay & Garmin Pay
Superior Travel and Living
Airport dining discounts with DragonPass Dine & Travel mobile app
Up to 25% off stays at Jumeirah properties
20% off at Jumeirah Restaurants
20% off at Meraas Dining establishments
Buy One, Get One Free ENTERTAINER offers at 40 selected merchants
Golf access
Free Supplementary Cards

Top 3 Al Hilal Bank Credit Card Benefits

Calculator Definitions

Amount
The total amount of financing requested, also referred to as the principal amount.
Rate (%)
The annual profit rate applicable to the product, used to calculate the Annual Percentage Rate (APR).
Years
The original tenure of the financing, expressed in years.
Effective Monthly Payment
The actual monthly installment, including the profit rate, fees, and other charges. This is used as the basis for APR calculation.
Calculated Annual Percentage Rate (APR %)
The APR reflects the total cost of the financing, including profit rate and fees. APR is useful for comparing different products across banks.

Additional Information

By clicking Submit, I acknowledge that my details will be submitted to Gulf Policy Souq and then shared with Al Hilal Bank PJSC (“Al Hilal Bank”). I consent to Gulf Policy Souq sharing my information with Al Hilal Bank and acknowledge that Al Hilal Bank may, at its sole discretion, share my details with any UAE credit bureau and make enquiries about me with such credit bureaus.

By inquiring about Al Hilal Bank services, offers, or products, I authorize Al Hilal Bank representatives to contact me using my provided contact details, including my telephone or mobile number, regarding any Al Hilal Bank product or service within a 12-month period from the date of this acknowledgment.

I hereby represent and warrant that all information provided is true, accurate, and complete. I agree to remain responsible for the information provided and to indemnify Al Hilal Bank against any losses, claims, and/or liabilities arising from reliance on such information. Al Hilal Bank is not obligated to verify the information provided nor required to offer any financing or credit facility based on this inquiry.