Gulf Policy Souq

ADIB Visa Cashback Card

Minimum Salary: Free for Life

Annual Fee: AED 500 | Rate: 3.09%

 

✨Features:

Sharia Compliant, No Salary Transfer

Visa Cashback Credit Card Features

💰 4% cashback on all Supermarket & Grocery spends (maximum of AED 300 per month) *

🎁 Withdraw 100% of your finance limit as cash

Your minimum income should be AED 0 per month

Age 21 or older

Credit Card Highlights

  • 4% cashback on all Supermarket & Grocery spends (maximum of AED 300 per month) *
  • 4% cashback on all Fuel & Automobile spends (maximum of AED 300 per month) *
  • 4% cashback on all School/Education payments (maximum of AED 300 per month) *
  • 4% cashback on all Dining & Restaurant spends (maximum of AED 200 per month) *
  • 4% cashback on all Utility payments (maximum of AED 100 per month) *
  • Maximum monthly cashback cap of AED 1,000 per month *
  • Withdraw 100% of your finance limit as cash
  • Free grace period up to 55 days to repay your outstanding balance
  • Four Free Supplementary cards

Top 3 ADIB Credit Card Benefits

Easy Installment Plan

Cash Loan

Citi Promotions

Calculator Definitions

  • Amount
    The total amount of financing requested, also referred to as the principal amount.
  • Rate (%)
    The annual profit rate applicable to the product. This rate is used to determine the Annual Percentage Rate (APR).
  • Years
    The original tenure of the financing, expressed in years.
  • Effective Monthly Payment
    The actual monthly installment payable, taking into account the profit rate, fees, and other applicable charges. This amount forms the basis for the APR calculation.
  • Calculated Annual Percentage Rate (APR %)
    The APR represents the total cost of the financing, including the profit rate and applicable fees. As fee structures may vary between banks, APR is useful for comparing different financial products.

Additional Information

By clicking Submit, I acknowledge that my details will be submitted to Gulf Policy Souq and then shared with Abu Dhabi Islamic Bank (“ADIB”). I consent to Gulf Policy Souq sharing my information with ADIB and acknowledge and agree that ADIB may, at its sole discretion, share my details with any UAE credit bureau and make enquiries about me with such credit bureaus.

 

By inquiring about ADIB services, offers, or products, I authorize ADIB representatives to contact me using my provided contact details, including my telephone or mobile number, regarding any ADIB product or service within a 12-month period from the date of this acknowledgment.

 

I hereby represent and warrant that all information provided is true, accurate, and complete. I agree to remain responsible for the information provided and to indemnify ADIB against any losses, claims, and/or liabilities arising from reliance on such information. ADIB is not obligated to verify the information provided nor required to offer any financing or credit facility based on this inquiry.

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✨Features:

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Minimum Salary: AED 5,000

Annual Fee: AED 0 | Rate: 3.85%

 

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