DIB Consumer Reward Card

Minimum Salary: AED 5,000

Annual Fee: AED 157.5 | Rate: 3%

✨Features:

Cash Back, Islamic Finance, Sharia Compliant, No Salary Transfer

Consumer Reward Credit Card Features

Earn Cashback on both Platinum Consumer and Rewards Consumer Cards for a myriad of everyday spends on bill payments, NOL and Salik recharges, refueling

Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family.

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

Get up to 3% Cashback
For supermarkets & hypermarkets purchases, bills, fuel and more, it’s everyday convenience combined with everyday savings. Brought to you in collaboration with the Department of Economic Development, save more every time you spend with guaranteed cashback of up to 3%.
Non-AED Transaction Fee: 2.26%
Things to be aware of: All Categories have max cashback limits

Benefits

The ways you spend are now ways to earn with the DIB Consumer Cashback Reward Card. Whether you’re out shopping for groceries or at home paying bills or even refueling your car, you earn cashback whatever you do, wherever you are.
Start Saving Instantl
Get back what you deserve and more every time you spend on your DIB Consumer Cashback Reward Card. With no minimum saving cap, simply use your Card at qualified merchants and start saving from day one to maximise your monthly cashback.
Earn Cashback on both Platinum Consumer and Rewards Consumer Cards for a myriad of everyday spends on bill payments, NOL and Salik recharges, refueling
Enjoy greater travel and personal accident insurance coverage benefits for you (principal sum of USD 100,000) and your family.

Top 3 DIB Credit Card Benefits

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.

Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.

Years: This is the original term or length of the product, stated in years.

Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.

Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Dubai Islamic Bank PJSC (“DIB”). I consent to the use of my information to assess, process, and offer Shariah-compliant banking products and services and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

I authorize DIB representatives to contact me using my provided contact details regarding DIB products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate DIB to approve or provide any financing or banking facility.