HSBC Cash+ Credit Card
Minimum Salary: AED 30,000
Annual Fee: Free for Life | Rate: 3.69%
✨Features:
Cash Back, Discounts / Vouchers / Offers, Airport Lounge Access, Cinema Offers, No Salary Transfer, Free Travel Insurance, Offers, Vouchers and Offers, Free for 1st year, Careem Plus
Cash+ Credit Features
No Annual fee for First year; From second year onwards annual fee will be waived, subject to minimum spend of AED 24,000 annually.
Get 10% bonus on your total daily cashback monthly; quarterly and annually.
Your minimum income should be AED 30,000 per month
Age 21 or older
Credit Card Highlights
- Get an AED 800 Amazon gift card when you apply for this card by 31 December 2025, plus AED 100 the first time you use your card in your mobile wallet. Subject to T&Cs.
- Earning Monthly Minimum Income of AED 30,000 or More.
- Aged Between 21 to 65 Years.
- Annual Fee: Free for first year. AED 1,050 including VAT from second year. Fee waiver for second year onwards is subject to AED 24,000 annual spends on the card.
- Finance charge: 44.28% APR (fixed) on Cash withdrawals and purchases.
Benefits
- No Annual fee for First year; From second year onwards annual fee will be waived, subject to minimum spend of AED 24,000 annually.
- Enjoy automatic 1% daily cashback on all eligible spends.
- Get 10% bonus on your total daily cashback monthly; quarterly and annually.
- Get a complimentary 12-month Careem Plus subscription.
- Get up to 50% off dining bills at over 4,000 restaurants across the UAE with your complimentary Zomato Gold membership.
- Buy 1 Get 1 Free movie tickets every month at Vox, Reel & Roxy cinemas, plus up to 25% off food and drinks at cinemas across the UAE.
- Airport Lounge Access: Access over 1,200 lounges in more than 300 cities worldwide. Complimentary access for you and your additional cardholder plus a guest each. T&Cs apply.
- Get up to 7% back as wallet credits off accommodation with Booking.com when you book on your credit card.
- Multi-trip Travel Insurance: Complimentary cover up to USD 500,000 for you and your family on all trips up to 90 days including a certificate of insurance.
Top 3 HSBC Credit Card Benefits
Easy Installment Plan
Cash Loan
Citi Promotions
Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Additional Information
By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to HSBC Bank Middle East Limited. I consent to the use of my information to assess, process, and offer banking products and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.
I authorize HSBC representatives to contact me using my provided contact details regarding HSBC products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate HSBC to approve or provide any banking product or credit facility.
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