Emirates Islamic Cashback Card

Minimum Salary: AED 5,000

Annual Fee: AED 367.5 | Rate: 3.49%

✨Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Islamic Finance, Sharia Compliant, Golf Benefits, Free Supplementary Cards, No Salary Transfer

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Cashback Credit Card Features

5% guaranteed cashback on electronics store purchases / Etisalat & Du spends.

Earn up to 1% cashback on all your local and international spends.

Your minimum income should be AED 5,000 per month

Age 21 or older

Credit Card Highlights

Log in to your Emirates Islamic account through Online Banking or Mobile Banking
Click on ‘Cards’
Tap on ‘Rewards’
Select ‘Redemption’ and submit your request.
5% guaranteed cash back on telecom expenses
5% guaranteed cash back on electronic purchases
Up to 1% guaranteed cash back on all local and international transactions
No minimum spend criteria for earning cash back rewards

Benefits

Extended Warranty
Complimentary Reel Cinemas Movie Tickets
Luxury Hotel Collection
Purchase Protection
Introducing xperience with the entertainer
Enjoy 15% off on Emaar Entertainment Attractions
Cash on Call
Balance Transfer
Easy Payment Plan

Top 3 Emirates Islamic Credit Card Benefits

Calculator Definitions

Amount: The total amount of money borrowed, also referred to as the principal amount.

Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.

Years: This is the original term or length of the product, stated in years.

Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.

Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.

Additional Information

By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Emirates Islamic Bank PJSC. I consent to the use of my information to assess, process, and offer Shariah-compliant banking products and services and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.

I authorize Emirates Islamic representatives to contact me using my provided contact details regarding Emirates Islamic products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate Emirates Islamic to approve or provide any financing or banking facility.

RELATED CREDIT CARDS

Emirates Islamic Cashback Plus Credit Card

Minimum Salary: AED 12,000

Annual Fee: AED 313 | Rate: 3.49%

✨Features:

Cash Back, Discounts / Vouchers / Offers, Balance Transfer, Islamic Finance, Sharia Compliant, Airport Lounge Access, Golf Benefits, Free Supplementary Cards, No Salary Transfer