Dubai First Emirati Card
Minimum Salary: AED 10,000
Annual Fee: AED 750 | Rate: 3.19%
✨Features:
Cash Back, Airport Lounge Access, No Salary Transfer
Emirati Credit Card Features
Earn additional 0.5% bonus rewards for all international spends
No cashback on utilities & government spends
Your minimum income should be AED 10,000 per month
Age 21 or older
Credit Card Highlights
- Exclusive card for Emaratis
- Earn up to 2% cashback per month
- Exclusive health club offers
- AED 0 – AED 9,999 per month: 1.0%
- AED 10,000 – AED 19,999: 1.5%
- Above AED 20,000: 2.0%
- Earn additional 0.5% bonus rewards for all international spends
Benefits
- Max cashback is capped at AED 750 per month
- No cashback on utilities & government spends
- Dubai: Talise Fitness, Jumeirah Emirates Towers (Sheikh Zayed Road) – Inifnity Health Club, Millennium Plaza Hotel (Sheikh Zayed Road) – Flow Health Club and Wellness, Roda Al Bustan
- Abu Dhabi: Health Club, Le Royal Meridien Hotel & Sheraton Abu Dhabi Hotel & Resort
- Sharjah: Emirates Sail Health & Fitness Club
- 3% discount on airfare if you fly within the GCC
- 5% discount on airfare to other destinations
- Up to 7% discount on hotel reservations and standard vacation packages for bookings made through Dubai First Travel Assist.
Top 3 Dubai First Credit Card Benefits
Easy Installment Plan
Cash Loan
Citi Promotions
Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
Additional Information
By clicking Submit, I acknowledge that my details will be shared with Gulf Policy Souq and passed to Dubai First. I consent to the use of my information to assess, process, and offer banking or financial products and to share my details with any UAE credit bureau and make related enquiries in accordance with applicable laws.
I authorize Dubai First representatives to contact me using my provided contact details regarding Dubai First products or services within 12 months from this acknowledgment. I confirm that the information provided is true and accurate and acknowledge that submission does not obligate Dubai First to approve or provide any banking or credit facility.
RELATED CREDIT CARDS
DIB Consumer Reward Card
Minimum Salary: AED 5,000
Annual Fee: AED 157.5 | Rate: 3%
✨Features:
Cash Back, Islamic Finance, Sharia Compliant, No Salary Transfer
FAB Cashback Islamic Card
Minimum Salary: AED 5,000
Annual Fee: AED 315
✨Features:
Cash Back, Islamic Finance
Citibank Citi Simplicity Card
Minimum Salary: AED 5,000
Annual Fee: AED 0 | Rate: 3.5%
✨Features:
Discounts / Vouchers / Offers, Balance Transfer, Airport Lounge Access, Free Supplementary Cards, No Salary Transfer
Our Network of Industry-Leading Partners
Our Advisors Are Ready To Help You
Our experts are available to guide you toward the best insurance choices.
