More Details on Personal Loan

Want to take the family for a dream vacation? Or Want to finance children's education? Or suffering from an unexpected health condition? Or Need advance rent? Or Want to finance your child's wedding? Ajman Bank Personal Finance offers all of the above through Islamic structure of Service Ijarah;  a transaction where bank will purchase the service as requested by the customer and give the customer, the right to use it and the benefits of the service for a predetermined period of time and in return the customer will pay a pre-determined agreed rent.

Get takaful as part of the finance.

Features – (Except Education and Hajj & Umrah Finance)

1. Up to AED 3,000,000 finance for UAE Nationals
2. Up to AED 1,000,000 finance for Expatriates
3. Minimum Salary of AED 6,500 for Expatriates & AED 8,000 for UAE Nationals
4. Repayment tenor of up to 4 years
5. Simple documentation
6. Quick processing
7. Pre-Approved Credit Card with lifestyle benefits

Features–Education Finance

1. Up to AED 750,000 finance for UAE Nationals & Expatriates
2. Minimum Salary of AED 6,500 for Expatriates & AED 8,000 for UAE Nationals
3. Repayment tenor of up to 4 years
4. Simple documentation
5. Quick processing
6. Pre-Approved Credit Card with lifestyle benefits

Features–Hajj & Umrah Finance

1. Up to AED 300,000 finance for UAE Nationals & Expatriates
2. Minimum Salary of AED 6,500 for Expatriates & AED 8,000 for UAE Nationals
3. Repayment tenor of up to 4 years
4. Simple documentation
5. Quick processing
6. Pre-Approved Credit Card with lifestyle benefits

Required Documents

1. Quotation of the required services addressed to Ajman Bank
2. Application Form
3. Copy of Passport (with Residence visa for expatriates)
4. Emirates ID Card Copy
5. Salary Certificate / Salary Transfer Letter from the employer
6. 3 / 6 months bank statement