More Details on Personal Loan

Switch to enjoy lower interest rates!

Features

1. No salary transfer required
2. Attractive interest rates starting from 5.45%
3. Free for life credit card
4. Flexible repayment period
5. Simple and hassle free documentation
6. Available to UAE Nationals & expatriates
7. Flat interest rate

Documents Required

1. Original passport & photocopy thereof (with valid UAE residence visa for expats)
2. Original Emirates ID & photocopy thereof
3. Latest 3 months’ original bank statements of account into which salary is transferred or regularly banked
4. Current dated salary certificate from employer addressed to Finance House PJSC
5. Copy of latest pay slip
6. Upon approval you will be requested to furnish a Direct Debit Authority which will enable us to debit your installments from your salary account
7. Security cheque of the approved loan amount + Interest + Insurance for the loan tenure

Eligibility

1. Applicant should be salaried individual, employed in government/ public sector or with reputed establishments in the private sector
2. UAE nationals or Expatriate residents of the UAE
3. Minimum age: 21 years and maximum age at loan maturity: 60 years
4. Minimum salary AED 8,000
5. Length of Service : Six month with Current Employer or job confirmation whichever is earlier

Additional Information

1. Fees & Charges:
2. Processing Fee: 1% (minimum AED 500, maximum AD 2,500)
3. Flat Rate starting from: 5.45% - 21.3%
4. Reducing Rate starting from: 9.99% - 39%
5. Terms & Conditions apply